Bank of Uganda (with participating financial institutions)

Agricultural Credit Facility (ACF)

Concessional financing for agricultural commercialisation, agro-processing and mechanisation, delivered through participating banks under a risk-sharing arrangement with government.

Agro-industry

Manufacturing

What it funds

Machinery & equipment, agro-processing, post-harvest handling, working capital

Who it is for

Sectors: Agro-industry, Manufacturing
Where: Open to all
Business size: Small, Medium, Large
Business stage: Growth, Established
What it can be used for: Equipment / machinery, Expansion, Agriculture, Working capital
Targeted at: Open to all

What this scheme has delivered

Figures published by Government. Each shows the period it covers — read them as a record of the programme to date, not as funds currently available.

As at 30 June 2026

Shs 371.7 billion
ACF Government co-financing invested
Total Government investment in the Agricultural Credit Facility as co-financing with participating financial institutions.
Shs 1.35 trillion
ACF cumulative disbursement
Cumulative amount disbursed through the Agricultural Credit Facility.
More than 14,000
ACF beneficiaries
Number of beneficiaries financed through the Agricultural Credit Facility.

FY 2026/27 allocation

Shs 47.68 billion
ACF allocation
Additional capitalisation allocated to the Agricultural Credit Facility in the FY 2026/27 budget.

Source: Wealth-creation programmes update, 30 June 2026.

See all published performance data

Terms

Cost: Concessional — around 12% p.a. to the borrower (indicative)
Tenor: Up to 8 years, with a grace period
Delivered through: Through participating commercial banks and financial institutions
Collateral: Collateral normally required

Apply via a participating bank (BoU ACF)

Ask for a referral

Want to talk to Bank of Uganda (with participating financial institutions) about Agricultural Credit Facility (ACF)? Leave your details and we will pass them on — no account needed.

Check what you qualify for

Answer a few questions about your business and the matcher will shortlist every scheme you may qualify for, with the reason each one matched.

Run the financing matcher

Record

Last reviewed 13 June 2026 by PSDU. Terms are indicative — the provider's own conditions apply.

Turned away by this scheme?

If an application has stalled, the goalposts moved, or nobody can tell you why you were refused, that is a bottleneck. Raise it with PSDU and it gets a case reference and goes to the institution responsible.